Simple Issue Term Insurance Available only through select banking partners. Simple Issue Term provides easy access to the affordable protection you need without the hassle you don’t. If you are looking for term coverage for a specific period of time and want to maximize your coverage and minimize your cost, this is the solution for you. There is no medical exam required – you will receive a fast decision based on your height/weight, answers to some health history questions, and information we obtain from MIB and pharmaceutical databases. Level premiums first 10 years Guaranteed Death Benefit Coverage up to $350,000 Renewable and convertible to whole life up to age 75 Learn More Product issued by SBLI USA Life Insurance Company, Inc. (New York, NY), a member of Prosperity Life Group. Currently available only in New York (Form # SITSPENY13). All guarantees are subject to the financial strength and claims-paying ability of the issuing company.