Annuities Annuities are designed both to help you save money and to provide a source of income for your retirement. Because they are taxed-deferred, your money can grow faster.* Prosperity Life Group offers a number of options to help you grow and to protect your retirement savings. Prosperity Life Group offers a variety of fixed and fixed-indexed annuity products in its portfolio. Some of these products are not available in all states. Only SBLI USA plans are offered in New York. Fixed Annuities S.USA Select Choice® S.USA Select Choice® Plus SBLI USA Select Choice® SBLI USA Select Choice® Plus NWL® Protector One Single Premium Immediate Annuity Fixed Indexed Annuities NWL Ultra Classic ® NWL Ultra Future ® NWL® Ultra Value NWL Impact 10 ® NWL Impact 7 ® NWL Impact 7S ® NWL Pro Dynamic ® NWL Core Dynamic ® S.USA Safe Solution® SBLI USA Safe Solution® S.USA WealthSecureSM *Under current law, tax-deferral is available only for individuals or certain trusts treated as natural persons under the tax laws. Corporate entities and other non-natural persons are typically taxed on earnings annually. IRAs are already tax-deferred. Therefore, a deferred annuity should be used only to fund an IRA or qualified plan to benefit from the annuity’s features other than tax deferral, such as lifetime income and death benefit options. A withdrawal charge and market value adjustment (MVA) may also apply if withdrawal is taken within the withdrawal charge period. As a result, a withdrawal during the withdrawal charge period may reduce the contract value as well as the value of any optional benefits. Prosperity Life Group, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney. Products not available all states – features may vary by state. Your agent may not offer all plans. The company reserves the right to change or modify any non-guaranteed elements, subject to terms of the policy. No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency It is important that you discuss all features of any annuity product with, and fully disclose your financial circumstances, needs and objectives to, your financial advisor and the agent before purchasing an annuity.